Terms of Service

InsightFlow by EF Advisory
Last Updated: November 15, 2025

These Terms of Service ("Terms") govern your use of InsightFlow, an AI-powered revenue intelligence platform operated by EF Advisory, a company registered in Poland ("Company," "we," "us," or "our"). By accessing or using our Service, you agree to be bound by these Terms and our Privacy Notice.

1. ACCEPTANCE OF TERMS

By accessing or using InsightFlow, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Notice. If you do not agree to these Terms, you may not use our Service.

2. DESCRIPTION OF SERVICE

InsightFlow is a revenue intelligence platform that integrates with your business applications to provide AI-powered analytics and insights. The Service includes:

  • Data integration and normalization across business platforms
  • AI-powered analysis and predictive insights
  • Natural language query interface
  • Dashboard and reporting capabilities
  • Data visualization and export features

3. USER ACCOUNTS AND REGISTRATION

You must create an account to use InsightFlow. You are responsible for:

  • Providing accurate and complete registration information
  • Maintaining the security of your account credentials
  • All activities that occur under your account
  • Notifying us immediately of any unauthorized access

4. ACCEPTABLE USE

You agree not to:

  • Use the Service for any illegal or unauthorized purpose
  • Attempt to gain unauthorized access to our systems or other users' data
  • Reverse engineer, decompile, or disassemble any part of the Service
  • Transmit any malicious code, viruses, or harmful content
  • Violate any applicable laws or regulations
  • Use the Service to compete with or create a competing product

5. SUBSCRIPTION AND PAYMENT TERMS

5.1 Subscription Plans

We offer various subscription plans with different features and usage limits. Current pricing is available on our website and may be updated from time to time.

5.2 Billing and Payment

Subscription fees are billed in advance on a monthly or annual basis. All fees are non-refundable except as required by law. Payment must be made by credit card or other approved payment method.

5.3 Price Changes

We reserve the right to modify subscription fees with 30 days advance notice. Price changes will not affect your current billing period.

5.4 Cancellation and Refunds

You may cancel your subscription at any time. Cancellation will be effective at the end of your current billing period. We do not provide refunds for partial billing periods.

6. INTELLECTUAL PROPERTY

The Service and its original content, features, and functionality are owned by EF Advisory and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws. You retain ownership of your data, but grant us a limited license to process it for providing the Service.

7. SERVICE AVAILABILITY

While we strive to provide continuous service availability, we do not guarantee uninterrupted access. The Service may be temporarily unavailable for maintenance, updates, or due to circumstances beyond our control. We will provide reasonable notice for planned maintenance.

8. LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY LAW, EF ADVISORY SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR GOODWILL, ARISING FROM YOUR USE OF THE SERVICE.

Our total liability for any claims arising from these Terms or your use of the Service shall not exceed the amount you paid us in the twelve months preceding the claim.

9. DISCLAIMER OF WARRANTIES

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. WE DISCLAIM ALL WARRANTIES INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

10. INDEMNIFICATION

You agree to indemnify and hold harmless EF Advisory from any claims, damages, losses, or expenses arising from your use of the Service, violation of these Terms, or infringement of any third-party rights.

11. TERMINATION

We may terminate your access to the Service at any time for violation of these Terms or for any other reason with reasonable notice. Upon termination, your access will cease and your data will be handled according to our Privacy Notice and data retention policies.

12. GOVERNING LAW

These Terms are governed by the laws of Poland. Any disputes will be resolved in the courts of Warsaw, Poland. For EU consumers, this does not affect your rights under applicable EU consumer protection laws.

13. CHANGES TO TERMS

We may update these Terms from time to time. Material changes will be communicated via email or through the Service at least 30 days before taking effect. Your continued use of the Service after changes take effect constitutes acceptance of the new Terms.

14. CONTACT INFORMATION

For questions about these Terms, please contact us at:

  • Company: EF Advisory
  • Email: legal@layer55.com
  • Country: Poland

END OF TERMS OF SERVICE